Home Buying Blues
If you rent now, or still live at home, the decision to get your own home is a big decision. A few years ago I thought I would never own a home. I always thought I would pay more than I was paying in rent, I did not even want to think about having a big down payment I could not afford. In reality, for only about a hundred bucks a month I was able to get a home that was at least twice the size of my old apartment plus was done dealing with people living below me playing music with their sub woofers banging until 1 am.
The great news is that extra one hundred dollars each month is earning me hundreds of dollars in equity in my home. Sadly living in an apartment you have nothing to show for all the cash you spend year after year in rent. In several years when I go to sell my house, I will have several thousand dollars in equity earned.
Minnesota Mortgage Refinance
Back when I first said that I wanted to get a home, I had to figure out how much I could afford. I also knew I needed to find out how good my credit score was, because this would determine the best rate I could get. I was worried of learning my credit score because a a couple years ago I did not have the best credit history. I knew I needed more info, so I sought the advice of my family & friends that own houses, and information on the internet.
Family & friends can be a huge opportunity to understand for learning how buying a house works. It can also be problematic to get sidetracked from the ultimate goal: to purchase a home that fits my family's needs and is in my budget. I know several people who would say to me “I just saw this beautiful house on my way to school, you should have a look!” It would always be a house way out of the way or extremely out of my price range.
Minnesota Mortgage
They will help you find a agent whom they think can help you, and that will save you a lot of time. I found real estate agent that was near by and extremely professional, through my bank. I have mixed opinions on where to find a Realtor, because my bank or my insurance has every motive to get you an agent that works for them. I was lucky my Realtor turned out to be very smart and knowledgeable It is important to find an agent you feel comfortable around, because there will be many issues along the way, and many hours spent together. You should always make sure you are comfortable with your Realtor before completing any paperwork and agreements.
The great news is that extra one hundred dollars each month is earning me hundreds of dollars in equity in my home. Sadly living in an apartment you have nothing to show for all the cash you spend year after year in rent. In several years when I go to sell my house, I will have several thousand dollars in equity earned.
Minnesota Mortgage Refinance
Back when I first said that I wanted to get a home, I had to figure out how much I could afford. I also knew I needed to find out how good my credit score was, because this would determine the best rate I could get. I was worried of learning my credit score because a a couple years ago I did not have the best credit history. I knew I needed more info, so I sought the advice of my family & friends that own houses, and information on the internet.
Family & friends can be a huge opportunity to understand for learning how buying a house works. It can also be problematic to get sidetracked from the ultimate goal: to purchase a home that fits my family's needs and is in my budget. I know several people who would say to me “I just saw this beautiful house on my way to school, you should have a look!” It would always be a house way out of the way or extremely out of my price range.
Minnesota Mortgage
They will help you find a agent whom they think can help you, and that will save you a lot of time. I found real estate agent that was near by and extremely professional, through my bank. I have mixed opinions on where to find a Realtor, because my bank or my insurance has every motive to get you an agent that works for them. I was lucky my Realtor turned out to be very smart and knowledgeable It is important to find an agent you feel comfortable around, because there will be many issues along the way, and many hours spent together. You should always make sure you are comfortable with your Realtor before completing any paperwork and agreements.